Need an appraisal for an FHA-backed mortgage? Call Di Cicco & AssociatesRest assured that Di Cicco & Associates is an FHA-certified appraisal service in Florida. If you have an FHA-mortgage, be sure to contact Di Cicco & Associates, as we are approved and qualified to handle FHA appraisals. A portion of the continuing training our staff at Di Cicco & Associates receives deals strictly with understanding the FHA's documentation and their rules and procedures. If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is underwritten by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lending agencies with protection with mortgage insurance in case the borrower defaults on his or her financial obligations. Available to all buyers, FHA loan programs are designed to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are extremely useful to purchasers with less starting income. |