Appraisal services for Palm Beach Garden and Santa Rosa County homeowners

The top seven reasons why Florida homeowners order from Di Cicco & Associates:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
Remove PMI to lower a mortgage payments
Reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a Florida divorce, when real estate property needs to be divided
To settle an estate in Santa Rosa county or Florida by determining the true market value of real estate in question

Do you own a house in or near Palm Beach Garden? Do you need help determining the value of your real estate?
Contact Di Cicco & Associates.

At Di Cicco & Associates, we understand the unique needs of a customer looking for appraisal services. Our usual business clients get the appraisal process and the standard documents we provide. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping clients just like you rid yourselves of unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that's declining. That only means you are probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Di Cicco & Associates is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Di Cicco & Associates can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would like to have a seasoned expert double-check it for efficiency or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Di Cicco & Associates can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Di Cicco & Associates can help with that too. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.