Appraisal services for Palm Beach Garden and Palm Beach County homeowners

Check out the top reasons Florida homeowners call on Di Cicco & Associates:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Palm Beach county's assessment of your property
Remove PMI to cut their mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a Florida divorce, when real estate property needs to be divided
Determine the true market value of real estate in question to settle an estate

Do you own a house in or near Palm Beach Garden? Do you need help deciding the price of your real estate?
Contact Di Cicco & Associates.

We at Di Cicco & Associates understand the particular needs of a customer looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a regular person not in the real estate business that probably doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Di Cicco & Associates, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At Di Cicco & Associates, we're experts in helping clients just like you get rid of unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that is going down or is not appreciating as much as other houses close to yours. That means you are going to pay more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Di Cicco & Associates is your perfect weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be troublesome from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Di Cicco & Associates can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.